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01/05/2015

Make Sure Your Employment Background Check Authorization Forms Are Updated

If an employer wishes to conduct a background check on an applicant, an authorization with specified language on a separate piece of paper from any other information or authorization must be signed by the applicant. It must also be accompanied by the current version of the document “A Summary of Your Rights Under the Fair Credit Act.” In the January, 2013 edition of this newsletter, an article referred to a new background check form – New Fair Credit Reporting Act Disclosure Form Issue . The article noted that a new version of the document entitled “A Summary of Your Rights . . .” had been issued. On January 1, 2013, the responsibility for enforcing the FCRA transferred from the Federal Trade Commission to the Consumer Financial Protection Bureau, as noted in the document’s first paragraph. A copy of the notice which must be used after January 1, 2013 is attached here – CFPB – A Summary of Your Rights Under the Fair Credit Reporting Act . If the form you presently are using refers to the Federal Trade Commission in its first paragraph, it should immediately be replaced with the new form which refers to the Consumer Financial Protection Bureau.